Decentralized credit scoring and identity for blockchain.
Bloom is an end-to-end protocol for identity attestation, risk assessment, and credit scoring; entirely on the blockchain. Bloom allows both traditional and digital currency lenders to serve billions of people who currently cannot obtain a bank account or credit score.
BloomID lets users establish a global, federated identity with independent third parties who publicly vouch for their identity information and legal status.
BloomIQ is a system for reporting and tracking current and historical debt obligations that are tied to a user's BloomID.
BloomScore is a dynamic and inclusive indicator of an individual's likelihood to pay debts that adapts to the maturity of a user's credit history.